How to Make Money Selling Stock Photos (4 Steps)

Decide which photos you want to sell. Photos must be high-quality, crisp and clear, and cannot contain any trademarked items and logos. If using a model, she will need to sign a release form to allow you to sell the photo online (see the Resources section).
Create an account with one or more stock photography websites and upload your photos (see the Resources section). You will also need to have a PayPal account for any payments you may receive.
Choose the correct category for your photos so they can be found quickly by clients. Most clients know what they are looking for and will perform a search under a specific category.
Add several tags to your photos, so they can easily be found. With more tags you have a better chance of your photos being found in a search.

How to Hypothecate Common Stock

Apply with a brokerage firm to open a margin account. Because you will have borrowing privileges, this is like opening other credit accounts. You'll need a good credit score and a statement of your net worth and income. Under federal regulations, if you work for a firm that handles securities, you must also have your employer's written permission.
Read the hypothecation agreement carefully before you sign it. Under federal law and New York Stock Exchange rules, your broker must require that you put up a minimum amount (called the margin requirement) anytime you borrow money for a transaction and keep a minimum equity (called the maintenance requirement) while holding any margined security. However, brokers are free to impose stricter standards, so don't assume the hypothecation agreement requires only the legal minimums. Sign the hypothecation agreement once you understand the terms.
Deposit the required cash minimum to complete opening your margin account. Typically initial deposits must be two to three times as large as those required for regular cash brokerage accounts, and as much as 10 times more than that for day trading accounts. For example, if the minimum for a cash account is $1000, expect a margin account minimum to be around $2500, and $25,000 for day trading.
Understand your obligations when you hypothecate common stock. You are agreeing that any common stock or other cash and securities in the account are collateral for the money you borrow. If the market goes against you, you will get a margin call from your broker. At that point you must add enough cash to the account to bring it up to margin requirements or your broker is required to sell any securities in the account needed to recover the money you have borrowed.

How to Buy Exxon Mobil Stock Direct (7 Steps)

Download copies of the Exxon Mobile DSPP brochure and enrollment form from ComputerShare.com. You may also request copies by calling ComputerShare at (800) 252-1800.
Read the brochure, which discloses the terms of the Exxon Mobil direct stock-purchase program.
Decide if you want to sign up for automatic debiting from your checking or savings account to make the required $250 initial investment in five installments of $50 per month.
Choose the plan features you want. You can reinvest dividends at no charge or have them paid to you. You may set up the plan as a traditional or Roth IRA or a Coverdell Educational Savings Account.
Complete the enrollment form. Provide your Social Security number and contact information. Include your bank-account information on the attached authorization form if you want to set up automatic debiting.
Fill out and attach a W8-BEN form, available from ComputerShare, if you are opening the DSPP as a custodial account for a child.
Mail the enrollment form with a check or money order for your initial investment--or first month's installment if you chose automatic investing--to the address on the form.

How to Sell Shares in Bank Stock (9 Steps)

Open a brokerage account at any brokerage firm. Most banks now have subsidiary companies that are full-service brokerage firms that can assist you.
Endorse the stock certificate on the back, similarly to how you would endorse a check. Make sure you sign your name as it appears on the stock certificate or as the trustee of an estate (if this is inherited stock).
Give the stock to the representative. If this is part of an estate liquidation, provide any will, trust or court probate documents proving your authority to sell the stock.
Obtain a receipt for the stock certificate that includes the date it was deposited, the number of shares and the company name.
Place a sell order with the representative as soon as the stock certificates 'clear' the account. Just like a check, it may take a few days for the stock to show up on the computer database. Technically, you can sell it sooner, as long as the stock shares are in the account by the end of the fourth day. However, this is risky, as older certificates may not reflect stock splits. It may be best to wait for the computer to update the shares.



Call the bank's investor relations department. If you are unable to locate this information online, call your local branch and ask for it. Obtain the transfer agent's name and address to find out if there is any special procedure for selling the stock.
Endorse the stock certificates on the back. Make a copy of the certificates on the front and back, making certain that the stock certificate number is clearly shown as well as the number of shares.
Write a letter of instruction stating that you want to sell 100 percent of share ownership. If you are acting as an estate executor, include all documentation stating who you are and your authority. Have this letter signature-guaranteed to confirm your signature.
Mail the stock certificate and letter of instruction by certified mail. It is worth the extra few dollars to get a confirmation receipt that the certificates were received in good order.

How to Transfer Stock Shares (6 Steps)

Contact the transfer agent listed on the stock certificate and find out if he accepts a transfer request on the back of the stock certificate or requires a separate transfer of ownership form.
Each current owner must sign the stock certificate or transfer form and have the signature witnessed with a 'medallion signature guarantee.' A medallion signature guarantee can be obtained at a stockbroker or bank. Each signature must be made in the presence of person with the medallion signature guarantee authority.
List the name, address and social security or taxpayer ID number of each new owner either on the transfer form or the back of the stock certificate, as directed by the transfer agent.
Make copies of all documents for your records.
Send the stock certificate and transfer form, by certified or registered mail if required, to the address provided by the transfer agent. The mailing should be insured for 2 percent of the value of the stock shares.
New share certificates will be mailed to the new owner or owners at the address or addresses included in the transfer documentation.

How to Perfect a Lien Upon Shares of Stock (3 Steps)

Draft a security agreement, which gives you a lien on the shares of stock to guarantee the debt's repayment. Review the SBA Form Security Agreement for an informative example of a security agreement. Sign and date the security agreement. Request that the other party sign the security agreement as well.
Take physical possession of the stock share certificates. If the certificates are registered in the other party's name, request the party endorse the certificates over to you by separate document. Generally, the document need only recite the security terms, and that the shares are assigned and transferred to you pursuant to the security agreement. The physical possession of the stock constitutes perfection in the majority of jurisdictions, but it's recommended you proceed to perfect the stock as you would other property.
File a Uniform Commercial Code Financing Statement. The UCC financing statement puts the entire world on constructive notice that you have a security interest or lien in the shares of stock. This protects you from other parties claiming to have a higher previous lien in the shares. Filing the UCC financing statement is not absolutely or legally necessary for perfection of a lien on stock, in the majority of states, but offers further protection of your lien.